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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,887 | $45,438+359.7% | $80,004+161.1% | $59,633+250.3% |
| Participation rate | 73.1% | 63.7%+9.3pp | 73.0%+0.1pp | 68.7%+4.4pp |
| Annual return | -1.41% | 5.10%-6.5pp | 7.63%-9.0pp | 2041.45%-2042.9pp |
| Employer contribution / active EE | $0 | $1,236-100.0% | $2,473-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $4,458 | $2,231+99.8% | $3,204+39.2% | $3,192+39.7% |
| Admin fee / account holder | $18,432 | $3,464+432.1% | $5,033+266.2% | $4,297+329.0% |