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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,978 | $98,766+171.3% | $149,730+79.0% | $79,852+235.6% |
| Participation rate | 95.1% | 75.8%+19.3pp | 82.5%+12.6pp | 69.6%+25.5pp |
| Annual return | 17.10% | 27.43%-10.3pp | 276.70%-259.6pp | 31.72%-14.6pp |
| Employer contribution / active EE | $6,770 | $3,217+110.5% | $4,645+45.7% | $2,471+174.0% |
| Participant deferral / active EE | $5,275 | $5,681-7.1% | $6,843-22.9% | $3,740+41.0% |
| Admin fee / account holder | $10,522 | $6,052+73.9% | $9,310+13.0% | $5,306+98.3% |