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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,782 | $85,766+143.4% | $136,298+53.2% | $70,126+197.7% |
| Participation rate | 84.3% | 74.2%+10.2pp | 81.9%+2.4pp | 69.5%+14.8pp |
| Annual return | 12.37% | 31.46%-19.1pp | 5156.27%-5143.9pp | 73.15%-60.8pp |
| Employer contribution / active EE | $8,728 | $2,966+194.2% | $4,696+85.9% | $2,343+272.6% |
| Participant deferral / active EE | $5,308 | $5,051+5.1% | $6,247-15.0% | $3,332+59.3% |
| Admin fee / account holder | $35,777 | $5,421+560.0% | $9,244+287.0% | $4,645+670.2% |