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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,659 | $72,177+198.8% | $115,038+87.5% | $59,633+261.6% |
| Participation rate | 89.6% | 72.6%+17.0pp | 81.4%+8.2pp | 68.7%+20.9pp |
| Annual return | -3.40% | 12.02%-15.4pp | 26.14%-29.5pp | 2041.45%-2044.9pp |
| Employer contribution / active EE | $9,223 | $2,841+224.6% | $4,608+100.2% | $2,203+318.7% |
| Participant deferral / active EE | $6,598 | $4,783+38.0% | $6,026+9.5% | $3,192+106.7% |
| Admin fee / account holder | $3,589 | $4,927-27.2% | $8,175-56.1% | $4,297-16.5% |