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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $533,923 | $103,038+418.2% | $90,324+491.1% | $152,909+249.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 18.76% | 95.25%-76.5pp | 78.15%-59.4pp | 345.46%-326.7pp |
| Employer contribution / active EE | $14,283 | $3,141+354.8% | $2,856+400.2% | $4,764+199.8% |
| Participant deferral / active EE | $15,262 | $4,282+256.4% | $3,885+292.8% | $5,851+160.8% |
| Admin fee / account holder | $8,281 | $6,177+34.1% | $5,356+54.6% | $11,601-28.6% |