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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $533,923 | $102,978+418.5% | $90,287+491.4% | $152,870+249.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.4%+17.6pp |
| Annual return | 18.76% | 95.17%-76.4pp | 78.10%-59.3pp | 345.34%-326.6pp |
| Employer contribution / active EE | $14,283 | $3,139+355.0% | $2,855+400.4% | $4,763+199.9% |
| Participant deferral / active EE | $15,262 | $4,281+256.5% | $3,885+292.9% | $5,850+160.9% |
| Admin fee / account holder | $8,281 | $6,171+34.2% | $5,351+54.7% | $11,597-28.6% |