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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $439,059 | $99,011+343.4% | $86,582+407.1% | $147,586+197.5% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 25.69% | 1312.75%-1287.1pp | 965.08%-939.4pp | 578.59%-552.9pp |
| Employer contribution / active EE | $13,965 | $3,132+345.9% | $2,839+391.8% | $4,876+186.4% |
| Participant deferral / active EE | $15,242 | $3,972+283.7% | $3,609+322.4% | $5,439+180.3% |
| Admin fee / account holder | $1,994 | $5,709-65.1% | $4,904-59.3% | $10,886-81.7% |