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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $650,795 | $100,938+544.7% | $90,461+619.4% | $158,982+309.4% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 15.82% | 1727.20%-1711.4pp | 1294.76%-1278.9pp | 302.99%-287.2pp |
| Employer contribution / active EE | $15,059 | $3,691+307.9% | $3,264+361.4% | $4,763+216.2% |
| Participant deferral / active EE | $17,361 | $4,350+299.2% | $3,964+337.9% | $5,983+190.2% |
| Admin fee / account holder | $2,976 | $6,510-54.3% | $5,617-47.0% | $11,252-73.6% |