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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,548 | $72,177+348.3% | $115,038+181.3% | $59,633+442.6% |
| Participation rate | 94.3% | 72.6%+21.7pp | 81.4%+12.9pp | 68.7%+25.6pp |
| Annual return | 5.20% | 12.02%-6.8pp | 26.14%-20.9pp | 2041.45%-2036.3pp |
| Employer contribution / active EE | $12,581 | $2,841+342.8% | $4,608+173.0% | $2,203+471.2% |
| Participant deferral / active EE | $9,377 | $4,783+96.1% | $6,026+55.6% | $3,192+193.8% |
| Admin fee / account holder | $7,632 | $4,927+54.9% | $8,175-6.6% | $4,297+77.6% |