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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $419,831 | $85,766+389.5% | $136,298+208.0% | $70,126+498.7% |
| Participation rate | 97.3% | 74.2%+23.1pp | 81.9%+15.4pp | 69.5%+27.8pp |
| Annual return | 20.03% | 31.46%-11.4pp | 5156.27%-5136.2pp | 73.15%-53.1pp |
| Employer contribution / active EE | $11,623 | $2,966+291.9% | $4,696+147.5% | $2,343+396.2% |
| Participant deferral / active EE | $9,873 | $5,051+95.5% | $6,247+58.0% | $3,332+196.3% |
| Admin fee / account holder | $2,137 | $5,421-60.6% | $9,244-76.9% | $4,645-54.0% |