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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,884 | $77,817+420.3% | $123,553+227.7% | $64,173+530.9% |
| Participation rate | 94.7% | 74.7%+20.0pp | 82.3%+12.4pp | 69.6%+25.1pp |
| Annual return | -4.29% | 12.49%-16.8pp | 119.21%-123.5pp | 7.63%-11.9pp |
| Employer contribution / active EE | $12,526 | $3,014+315.6% | $4,628+170.7% | $2,381+426.1% |
| Participant deferral / active EE | $9,102 | $5,240+73.7% | $6,426+41.6% | $3,470+162.3% |
| Admin fee / account holder | $14,210 | $5,519+157.5% | $9,284+53.0% | $4,887+190.7% |