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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,630 | $78,694+344.3% | $67,652+416.8% | $125,389+178.8% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -3.72% | 9.46%-13.2pp | 6625.40%-6629.1pp | 282.24%-286.0pp |
| Employer contribution / active EE | $6,184 | $3,044+103.2% | $2,266+172.9% | $4,866+27.1% |
| Participant deferral / active EE | $5,788 | $4,292+34.8% | $3,560+62.6% | $5,352+8.2% |
| Admin fee / account holder | $3,503 | $7,403-52.7% | $4,821-27.3% | $9,541-63.3% |