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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,762 | $88,707+343.9% | $74,184+430.8% | $273,972+43.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 5.27% | 11.94%-6.7pp | 17.74%-12.5pp | 41.46%-36.2pp |
| Employer contribution / active EE | $6,764 | $3,159+114.1% | $2,370+185.4% | $4,869+38.9% |
| Participant deferral / active EE | $6,208 | $4,212+47.4% | $3,550+74.9% | $5,287+17.4% |
| Admin fee / account holder | $37,405 | $8,717+329.1% | $5,586+569.7% | $10,133+269.2% |