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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,423 | $92,219+264.8% | $76,767+338.2% | $135,380+148.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -9.36% | 5.46%-14.8pp | 2.43%-11.8pp | 519.81%-529.2pp |
| Employer contribution / active EE | $3,642 | $3,216+13.3% | $2,485+46.5% | $4,779-23.8% |
| Participant deferral / active EE | $3,410 | $4,508-24.4% | $3,852-11.5% | $5,609-39.2% |
| Admin fee / account holder | $5,276 | $10,749-50.9% | $6,675-21.0% | $10,828-51.3% |