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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,741 | $134,817-20.1% | $123,973-13.1% | $155,188-30.6% |
| Participation rate | 60.0% | 79.4%-19.4pp | 76.7%-16.7pp | 80.8%-20.8pp |
| Annual return | 19.58% | 515.49%-495.9pp | 388.13%-368.5pp | 148.84%-129.3pp |
| Employer contribution / active EE | $7,473 | $4,425+68.9% | $4,126+81.1% | $4,248+75.9% |
| Participant deferral / active EE | $14,161 | $5,706+148.2% | $5,247+169.9% | $6,531+116.8% |
| Admin fee / account holder | $864 | $13,245-93.5% | $11,799-92.7% | $14,480-94.0% |