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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,892 | $110,379-33.1% | $102,412-27.8% | $145,884-49.3% |
| Participation rate | 63.6% | 77.9%-14.3pp | 74.5%-10.9pp | 80.3%-16.7pp |
| Annual return | 10.02% | 24.84%-14.8pp | 24.94%-14.9pp | 551.85%-541.8pp |
| Employer contribution / active EE | $3,027 | $4,216-28.2% | $3,870-21.8% | $4,662-35.1% |
| Participant deferral / active EE | $8,281 | $5,622+47.3% | $5,060+63.6% | $6,690+23.8% |
| Admin fee / account holder | $3,003 | $9,745-69.2% | $8,388-64.2% | $13,392-77.6% |