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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,449 | $106,280-23.4% | $96,538-15.6% | $139,487-41.6% |
| Participation rate | 30.0% | 77.8%-47.8pp | 74.3%-44.3pp | 80.3%-50.3pp |
| Annual return | 75.97% | 38.48%+37.5pp | 35.74%+40.2pp | 373.84%-297.9pp |
| Employer contribution / active EE | $10,277 | $4,107+150.2% | $3,740+174.8% | $4,755+116.1% |
| Participant deferral / active EE | $6,688 | $5,457+22.6% | $4,880+37.0% | $6,713-0.4% |
| Admin fee / account holder | $165,353 | $7,888+1996.3% | $6,737+2354.3% | $11,407+1349.5% |