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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,817 | $133,998-30.7% | $112,263-17.3% | $134,545-31.0% |
| Participation rate | 62.5% | 78.6%-16.1pp | 75.1%-12.6pp | 81.2%-18.7pp |
| Annual return | -18.35% | 47.17%-65.5pp | 27.49%-45.8pp | 418.37%-436.7pp |
| Employer contribution / active EE | $5,884 | $4,040+45.6% | $3,636+61.8% | $4,742+24.1% |
| Participant deferral / active EE | $12,488 | $5,292+136.0% | $4,729+164.1% | $6,401+95.1% |
| Admin fee / account holder | $4,067 | $7,493-45.7% | $6,410-36.6% | $11,431-64.4% |