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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,382 | $115,783+146.5% | $65,289+337.1% | $139,427+104.7% |
| Participation rate | 100.0% | 67.8%+32.2pp | 65.0%+35.0pp | 80.3%+19.7pp |
| Annual return | 13.61% | 31.21%-17.6pp | 47.38%-33.8pp | 373.27%-359.7pp |
| Employer contribution / active EE | $8,954 | $2,599+244.5% | $1,691+429.3% | $4,752+88.4% |
| Participant deferral / active EE | $4,625 | $4,240+9.1% | $2,831+63.4% | $6,711-31.1% |
| Admin fee / account holder | $327 | $6,701-95.1% | $4,113-92.0% | $11,404-97.1% |