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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,382 | $116,434+145.1% | $65,583+335.1% | $139,487+104.6% |
| Participation rate | 100.0% | 67.9%+32.1pp | 65.0%+35.0pp | 80.3%+19.7pp |
| Annual return | 13.61% | 31.34%-17.7pp | 47.46%-33.9pp | 373.84%-360.2pp |
| Employer contribution / active EE | $8,954 | $2,602+244.1% | $1,692+429.0% | $4,755+88.3% |
| Participant deferral / active EE | $4,625 | $4,245+9.0% | $2,833+63.3% | $6,713-31.1% |
| Admin fee / account holder | $327 | $6,696-95.1% | $4,112-92.0% | $11,407-97.1% |