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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,262 | $117,777+126.9% | $71,778+272.3% | $134,545+98.6% |
| Participation rate | 100.0% | 68.9%+31.1pp | 62.3%+37.7pp | 81.2%+18.8pp |
| Annual return | -14.75% | 25.46%-40.2pp | 9.15%-23.9pp | 418.37%-433.1pp |
| Employer contribution / active EE | $11,512 | $2,525+355.9% | $1,704+575.5% | $4,742+142.8% |
| Participant deferral / active EE | $5,543 | $3,756+47.6% | $2,656+108.7% | $6,401-13.4% |
| Admin fee / account holder | $13,583 | $6,379+112.9% | $3,974+241.8% | $11,431+18.8% |