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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,714 | $136,179+131.8% | $98,755+219.7% | $167,497+88.5% |
| Participation rate | 100.0% | 70.2%+29.8pp | 65.7%+34.3pp | 82.1%+17.9pp |
| Annual return | 15.25% | 67.53%-52.3pp | 49.91%-34.7pp | 478.62%-463.4pp |
| Employer contribution / active EE | $6,643 | $2,631+152.4% | $2,067+221.3% | $4,838+37.3% |
| Participant deferral / active EE | $5,018 | $3,716+35.1% | $3,035+65.3% | $6,341-20.9% |
| Admin fee / account holder | $69,675 | $5,031+1284.9% | $4,076+1609.3% | $12,310+466.0% |