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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,472 | $154,159+22.3% | $130,026+44.9% | $139,456+35.1% |
| Participation rate | 90.9% | 82.0%+8.9pp | 78.5%+12.4pp | 80.3%+10.6pp |
| Annual return | 14.64% | 32.50%-17.9pp | -137.26%+151.9pp | 373.45%-358.8pp |
| Employer contribution / active EE | $2,908 | $5,292-45.0% | $4,321-32.7% | $4,753-38.8% |
| Participant deferral / active EE | $8,099 | $6,710+20.7% | $5,821+39.1% | $6,711+20.7% |
| Admin fee / account holder | $13,695 | $14,001-2.2% | $10,608+29.1% | $11,407+20.1% |