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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,072 | $131,835-49.9% | $108,582-39.1% | $273,972-75.9% |
| Participation rate | 82.4% | 83.5%-1.1pp | 79.6%+2.8pp | 83.0%-0.7pp |
| Annual return | 8.51% | -91.57%+100.1pp | -51.70%+60.2pp | 41.46%-32.9pp |
| Employer contribution / active EE | $1,188 | $4,913-75.8% | $3,758-68.4% | $4,869-75.6% |
| Participant deferral / active EE | $4,977 | $5,127-2.9% | $4,311+15.4% | $5,287-5.9% |
| Admin fee / account holder | $2,286 | $10,253-77.7% | $7,645-70.1% | $10,133-77.4% |