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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,895 | $135,639-39.6% | $110,241-25.7% | $135,382-39.5% |
| Participation rate | 77.8% | 83.5%-5.7pp | 79.8%-2.0pp | 82.6%-4.9pp |
| Annual return | -7.76% | 513.21%-521.0pp | 314.75%-322.5pp | 519.77%-527.5pp |
| Employer contribution / active EE | $1,810 | $4,907-63.1% | $3,827-52.7% | $4,779-62.1% |
| Participant deferral / active EE | $4,652 | $5,507-15.5% | $4,672-0.4% | $5,609-17.1% |
| Admin fee / account holder | $3,279 | $11,457-71.4% | $8,548-61.6% | $10,829-69.7% |