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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,782 | $91,538-45.6% | $130,014-61.7% | $75,173-33.8% |
| Participation rate | 88.9% | 71.4%+17.5pp | 78.5%+10.4pp | 67.2%+21.7pp |
| Annual return | 15.05% | -631.11%+646.2pp | -137.22%+152.3pp | 160.65%-145.6pp |
| Employer contribution / active EE | $1,136 | $2,845-60.1% | $4,320-73.7% | $2,670-57.5% |
| Participant deferral / active EE | $4,713 | $4,341+8.6% | $5,821-19.0% | $4,126+14.2% |
| Admin fee / account holder | $1,557 | $6,790-77.1% | $10,616-85.3% | $5,651-72.4% |