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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,782 | $91,536-45.6% | $130,062-61.7% | $75,177-33.8% |
| Participation rate | 88.9% | 71.5%+17.4pp | 78.5%+10.4pp | 67.2%+21.7pp |
| Annual return | 15.05% | -631.62%+646.7pp | -137.37%+152.4pp | 160.75%-145.7pp |
| Employer contribution / active EE | $1,136 | $2,845-60.1% | $4,322-73.7% | $2,671-57.5% |
| Participant deferral / active EE | $4,713 | $4,343+8.5% | $5,821-19.0% | $4,126+14.2% |
| Admin fee / account holder | $1,557 | $6,780-77.0% | $10,601-85.3% | $5,651-72.4% |