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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,624 | $166,020-59.3% | $164,866-59.0% | $145,959-53.7% |
| Participation rate | 84.2% | 82.0%+2.2pp | 78.6%+5.6pp | 80.3%+3.9pp |
| Annual return | 10.06% | 100.08%-90.0pp | 69.97%-59.9pp | 561.95%-551.9pp |
| Employer contribution / active EE | $1,678 | $5,275-68.2% | $4,343-61.4% | $4,661-64.0% |
| Participant deferral / active EE | $6,882 | $6,961-1.1% | $6,033+14.1% | $6,689+2.9% |
| Admin fee / account holder | $2,281 | $16,644-86.3% | $12,689-82.0% | $13,398-83.0% |