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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,650 | $99,994-54.3% | $146,647-68.9% | $85,851-46.8% |
| Participation rate | 83.9% | 73.1%+10.8pp | 80.1%+3.8pp | 69.3%+14.5pp |
| Annual return | 0.00% | 18.93%-18.9pp | 22.75%-22.7pp | 318.63%-318.6pp |
| Employer contribution / active EE | $679 | $2,559-73.5% | $4,137-83.6% | $2,565-73.5% |
| Participant deferral / active EE | $2,220 | $4,006-44.6% | $5,506-59.7% | $3,952-43.8% |
| Admin fee / account holder | $2,601 | $7,703-66.2% | $10,281-74.7% | $6,261-58.5% |