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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $500,439 | $100,792+396.5% | $86,691+477.3% | $134,509+272.0% |
| Participation rate | 100.0% | 78.9%+21.1pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -17.14% | 29.08%-46.2pp | 35.94%-53.1pp | 418.13%-435.3pp |
| Employer contribution / active EE | $24,506 | $3,491+602.1% | $2,837+763.8% | $4,741+417.0% |
| Participant deferral / active EE | $19,632 | $5,339+267.7% | $4,656+321.6% | $6,400+206.7% |
| Admin fee / account holder | $3,154 | $10,924-71.1% | $7,492-57.9% | $11,427-72.4% |