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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,699 | $112,121+154.8% | $95,960+197.7% | $158,966+79.7% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 15.20% | 171.16%-156.0pp | 91.63%-76.4pp | 302.95%-287.8pp |
| Employer contribution / active EE | $4,833 | $3,199+51.1% | $2,541+90.2% | $4,762+1.5% |
| Participant deferral / active EE | $11,997 | $4,784+150.8% | $4,167+187.9% | $5,983+100.5% |
| Admin fee / account holder | $6,308 | $10,135-37.8% | $6,797-7.2% | $11,250-43.9% |