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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,397 | $98,240+89.7% | $82,312+126.5% | $147,586+26.3% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 17.98% | 30.85%-12.9pp | 25.88%-7.9pp | 578.59%-560.6pp |
| Employer contribution / active EE | $4,080 | $3,192+27.8% | $2,428+68.0% | $4,876-16.3% |
| Participant deferral / active EE | $7,531 | $4,383+71.8% | $3,706+103.2% | $5,439+38.5% |
| Admin fee / account holder | $2,178 | $8,563-74.6% | $5,608-61.2% | $10,886-80.0% |