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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,257 | $96,508+78.5% | $75,901+126.9% | $152,897+12.7% |
| Participation rate | 33.3% | 76.2%-42.9pp | 69.3%-35.9pp | 82.5%-49.1pp |
| Annual return | 28.23% | 33.99%-5.8pp | 30.76%-2.5pp | 345.43%-317.2pp |
| Employer contribution / active EE | $1,161 | $3,310-64.9% | $2,501-53.6% | $4,764-75.6% |
| Participant deferral / active EE | $2,921 | $4,554-35.9% | $3,603-18.9% | $5,851-50.1% |
| Admin fee / account holder | $142,789 | $8,081+1667.0% | $5,420+2534.4% | $11,599+1131.0% |