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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,671 | $91,037+155.6% | $71,671+224.6% | $147,586+57.7% |
| Participation rate | 55.6% | 76.1%-20.6pp | 68.7%-13.2pp | 82.8%-27.3pp |
| Annual return | 29.53% | 20.48%+9.1pp | 20.65%+8.9pp | 578.59%-549.1pp |
| Employer contribution / active EE | $1,692 | $3,327-49.1% | $2,460-31.2% | $4,876-65.3% |
| Participant deferral / active EE | $4,258 | $4,498-5.3% | $3,438+23.8% | $5,439-21.7% |
| Admin fee / account holder | $5,210 | $8,613-39.5% | $5,558-6.3% | $10,886-52.1% |