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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,422 | $75,935+98.1% | $60,547+148.4% | $125,389+20.0% |
| Participation rate | 66.7% | 76.5%-9.9pp | 68.0%-1.3pp | 83.2%-16.5pp |
| Annual return | -1.22% | -5.38%+4.2pp | 335.64%-336.9pp | 282.24%-283.5pp |
| Employer contribution / active EE | $2,089 | $3,438-39.2% | $2,419-13.6% | $4,866-57.1% |
| Participant deferral / active EE | $5,223 | $4,506+15.9% | $3,328+57.0% | $5,352-2.4% |
| Admin fee / account holder | $1,852 | $6,768-72.6% | $4,536-59.2% | $9,541-80.6% |