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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,228 | $162,785-34.1% | $133,959-20.0% | $158,950-32.5% |
| Participation rate | 50.0% | 83.2%-33.2pp | 79.8%-29.8pp | 82.0%-32.0pp |
| Annual return | 10.97% | 41.94%-31.0pp | 45.09%-34.1pp | 302.91%-291.9pp |
| Employer contribution / active EE | $2,077 | $4,975-58.3% | $3,919-47.0% | $4,762-56.4% |
| Participant deferral / active EE | $5,305 | $5,910-10.2% | $5,047+5.1% | $5,983-11.3% |
| Admin fee / account holder | $2,523 | $11,738-78.5% | $8,928-71.7% | $11,248-77.6% |