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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,505 | $113,941-75.9% | $94,228-70.8% | $125,388-78.1% |
| Participation rate | 66.7% | 82.9%-16.2pp | 78.8%-12.1pp | 83.2%-16.5pp |
| Annual return | -2.20% | 5.29%-7.5pp | 10.68%-12.9pp | 282.24%-284.4pp |
| Employer contribution / active EE | $2,974 | $4,727-37.1% | $3,587-17.1% | $4,866-38.9% |
| Participant deferral / active EE | $10,775 | $5,179+108.1% | $4,320+149.4% | $5,352+101.3% |
| Admin fee / account holder | $101,962 | $8,392+1115.1% | $6,269+1526.4% | $9,541+968.7% |