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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,008 | $144,130-59.8% | $117,861-50.8% | $147,586-60.7% |
| Participation rate | 60.0% | 83.4%-23.4pp | 79.7%-19.7pp | 82.8%-22.8pp |
| Annual return | 15.88% | 531.20%-515.3pp | 335.11%-319.2pp | 578.59%-562.7pp |
| Employer contribution / active EE | $1,166 | $4,897-76.2% | $3,786-69.2% | $4,876-76.1% |
| Participant deferral / active EE | $6,943 | $5,316+30.6% | $4,482+54.9% | $5,439+27.7% |
| Admin fee / account holder | $389 | $10,887-96.4% | $8,021-95.2% | $10,886-96.4% |