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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,932 | $45,872+211.6% | $77,100+85.4% | $68,490+108.7% |
| Participation rate | 68.1% | 55.9%+12.2pp | 67.9%+0.2pp | 67.9%+0.2pp |
| Annual return | -16.31% | 1.73%-18.0pp | 42.35%-58.7pp | -7.85%-8.5pp |
| Employer contribution / active EE | $0 | $1,650-100.0% | $2,815-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $5,294 | $2,963+78.7% | $4,430+19.5% | $4,028+31.4% |
| Admin fee / account holder | $963 | $3,041-68.3% | $5,443-82.3% | $5,403-82.2% |