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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,862 | $99,921-87.1% | $85,009-84.9% | $145,959-91.2% |
| Participation rate | 0.0% | 74.1%-74.1pp | 67.5%-67.5pp | 80.3%-80.3pp |
| Annual return | 10.58% | 83.89%-73.3pp | 66.47%-55.9pp | 561.95%-551.4pp |
| Employer contribution / active EE | $0 | $3,233-100.0% | $2,728-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $1,855 | $5,293-65.0% | $4,522-59.0% | $6,689-72.3% |
| Admin fee / account holder | $2,635 | $7,252-63.7% | $6,153-57.2% | $13,398-80.3% |