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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,600 | $57,057+223.5% | $85,009+117.2% | $80,874+128.3% |
| Participation rate | 38.2% | 56.4%-18.1pp | 67.5%-29.3pp | 67.6%-29.4pp |
| Annual return | 11.08% | 21.66%-10.6pp | 66.47%-55.4pp | 35.62%-24.5pp |
| Employer contribution / active EE | $0 | $1,799-100.0% | $2,728-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $10,483 | $3,112+236.9% | $4,522+131.8% | $4,297+144.0% |
| Admin fee / account holder | $2,429 | $4,986-51.3% | $6,153-60.5% | $6,935-65.0% |