Filed February 12, 2026
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY4+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $134,638 |
UBS FINANCIAL SERVICES INC4+ years Service code 27 · EIN 13-2638166 | Advisory (Plan) | $57,636 |
WILSHIRE ASSOCIATES INCORPORATED4+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,751 | $66,601+85.8% | $92,893+33.2% | $67,579+83.1% |
| Participation rate | 99.2% | 72.5%+26.7pp | 76.0%+23.2pp | 71.3%+28.0pp |
| Annual return | 25.82% | 92.58%-66.8pp | 109.41%-83.6pp | 378.56%-352.7pp |
| Employer contribution / active EE | $2,207 | $2,775-20.5% | $3,653-39.6% | $2,148+2.8% |
| Participant deferral / active EE | $10,449 | $3,157+231.0% | $4,236+146.7% | $3,539+195.2% |
| Admin fee / account holder | $452 | $199+127.2% | $5,794-92.2% | $142+217.5% |