Filed February 12, 2026
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $107,048 |
UBS FINANCIAL SERVICES INC8+ years Service code 27 · EIN 13-2638166 | Advisory (Plan) | $69,628 |
MORNINGSTAR2 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,807 | $92,971+103.1% | $96,683+95.3% | $74,419+153.7% |
| Participation rate | 96.4% | 71.5%+24.9pp | 74.3%+22.1pp | 70.7%+25.7pp |
| Annual return | 20.40% | 37.49%-17.1pp | 35.69%-15.3pp | 34.38%-14.0pp |
| Employer contribution / active EE | $2,278 | $3,426-33.5% | $3,737-39.0% | $2,637-13.6% |
| Participant deferral / active EE | $13,339 | $3,970+236.0% | $4,878+173.4% | $4,528+194.6% |
| Admin fee / account holder | $370 | $633-41.5% | $6,730-94.5% | $348+6.5% |