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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,764 | $88,815-18.1% | $81,882-11.1% | $145,897-50.1% |
| Participation rate | 38.9% | 75.1%-36.2pp | 72.4%-33.5pp | 80.3%-41.4pp |
| Annual return | 13.35% | 1033.75%-1020.4pp | 779.47%-766.1pp | 552.29%-538.9pp |
| Employer contribution / active EE | $1,436 | $3,086-53.5% | $2,916-50.8% | $4,663-69.2% |
| Participant deferral / active EE | $4,124 | $4,647-11.3% | $4,323-4.6% | $6,689-38.3% |
| Admin fee / account holder | $1 | $8,434-100.0% | $7,360-100.0% | $13,390-100.0% |