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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,764 | $88,710-18.0% | $81,783-11.0% | $145,959-50.1% |
| Participation rate | 38.9% | 75.0%-36.2pp | 72.4%-33.5pp | 80.3%-41.4pp |
| Annual return | 13.35% | 1027.26%-1013.9pp | 775.05%-761.7pp | 561.95%-548.6pp |
| Employer contribution / active EE | $1,436 | $3,083-53.4% | $2,913-50.7% | $4,661-69.2% |
| Participant deferral / active EE | $4,124 | $4,645-11.2% | $4,320-4.5% | $6,689-38.3% |
| Admin fee / account holder | $1 | $8,407-100.0% | $7,380-100.0% | $13,398-100.0% |