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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,366 | $100,911-60.0% | $90,440-55.4% | $158,966-74.6% |
| Participation rate | 36.8% | 75.0%-38.2pp | 72.7%-35.8pp | 82.0%-45.1pp |
| Annual return | 18.63% | 1726.62%-1708.0pp | 1294.38%-1275.7pp | 302.95%-284.3pp |
| Employer contribution / active EE | $3,035 | $3,690-17.8% | $3,263-7.0% | $4,762-36.3% |
| Participant deferral / active EE | $1,518 | $4,348-65.1% | $3,964-61.7% | $5,983-74.6% |
| Admin fee / account holder | $0 | $6,507-100.0% | $5,615-100.0% | $11,250-100.0% |