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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Service code 15 · EIN 20-8764829 | Recordkeeping | $27,486 |
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $1,630 |
ADP BROKER-DEALER2 years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,371 | $64,729+27.3% | $112,263-26.6% | $68,490+20.3% |
| Participation rate | 96.1% | 67.2%+28.9pp | 75.1%+21.0pp | 67.9%+28.2pp |
| Annual return | -20.07% | -11.40%-8.7pp | 27.49%-47.6pp | -7.85%-12.2pp |
| Employer contribution / active EE | $5,791 | $2,746+110.9% | $3,636+59.3% | $2,597+123.0% |
| Participant deferral / active EE | $9,009 | $3,566+152.7% | $4,729+90.5% | $4,028+123.7% |
| Admin fee / account holder | $222 | $5,222-95.7% | $6,410-96.5% | $5,403-95.9% |