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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,971 | $72,273+30.0% | $101,275-7.2% | $79,856+17.7% |
| Participation rate | 94.5% | 68.5%+26.1pp | 75.8%+18.7pp | 69.6%+24.9pp |
| Annual return | 29.36% | 22.30%+7.1pp | 46.48%-17.1pp | 31.71%-2.4pp |
| Employer contribution / active EE | $77 | $2,691-97.1% | $3,660-97.9% | $2,471-96.9% |
| Participant deferral / active EE | $9,284 | $3,282+182.9% | $4,371+112.4% | $3,741+148.2% |
| Admin fee / account holder | $4,210 | $4,401-4.3% | $5,948-29.2% | $5,306-20.7% |