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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,217 | $52,678+14.3% | $75,784-20.5% | $59,633+1.0% |
| Participation rate | 69.7% | 67.2%+2.5pp | 75.8%-6.1pp | 68.7%+1.1pp |
| Annual return | 0.81% | 2.95%-2.1pp | 9.68%-8.9pp | 2041.45%-2040.6pp |
| Employer contribution / active EE | $2,958 | $2,193+34.9% | $3,323-11.0% | $2,203+34.3% |
| Participant deferral / active EE | $4,398 | $2,591+69.8% | $3,652+20.4% | $3,192+37.8% |
| Admin fee / account holder | $5,080 | $3,610+40.7% | $5,300-4.1% | $4,297+18.2% |