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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $457,053 | $135,956+236.2% | $123,894+268.9% | $273,972+66.8% |
| Participation rate | 94.4% | 84.1%+10.4pp | 81.4%+13.0pp | 83.0%+11.4pp |
| Annual return | 9.03% | 56.63%-47.6pp | 47.52%-38.5pp | 41.46%-32.4pp |
| Employer contribution / active EE | $8,362 | $5,170+61.7% | $4,617+81.1% | $4,869+71.7% |
| Participant deferral / active EE | $13,127 | $6,343+107.0% | $5,984+119.4% | $5,287+148.3% |
| Admin fee / account holder | $456 | $9,817-95.4% | $8,357-94.5% | $10,133-95.5% |