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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $460,443 | $138,076+233.5% | $123,553+272.7% | $135,380+240.1% |
| Participation rate | 95.2% | 84.7%+10.5pp | 82.3%+12.9pp | 82.6%+12.6pp |
| Annual return | -7.20% | 153.70%-160.9pp | 119.21%-126.4pp | 519.81%-527.0pp |
| Employer contribution / active EE | $14,835 | $5,152+188.0% | $4,628+220.5% | $4,779+210.4% |
| Participant deferral / active EE | $12,602 | $6,800+85.3% | $6,426+96.1% | $5,609+124.7% |
| Admin fee / account holder | $2,025 | $10,917-81.4% | $9,284-78.2% | $10,828-81.3% |