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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $524,284 | $157,276+233.4% | $141,177+271.4% | $152,885+242.9% |
| Participation rate | 95.2% | 84.8%+10.4pp | 82.5%+12.8pp | 82.5%+12.8pp |
| Annual return | 20.35% | 64.33%-44.0pp | 71.40%-51.1pp | 345.39%-325.0pp |
| Employer contribution / active EE | $7,045 | $5,262+33.9% | $4,736+48.8% | $4,763+47.9% |
| Participant deferral / active EE | $13,025 | $7,110+83.2% | $6,710+94.1% | $5,851+122.6% |
| Admin fee / account holder | $513 | $12,123-95.8% | $10,263-95.0% | $11,598-95.6% |