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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,075 | $111,814+50.3% | $103,374+62.6% | $145,959+15.2% |
| Participation rate | 91.3% | 77.9%+13.4pp | 74.5%+16.8pp | 80.3%+11.0pp |
| Annual return | 8.60% | 24.77%-16.2pp | 24.89%-16.3pp | 561.95%-553.4pp |
| Employer contribution / active EE | $4,348 | $4,214+3.2% | $3,869+12.4% | $4,661-6.7% |
| Participant deferral / active EE | $5,583 | $5,618-0.6% | $5,058+10.4% | $6,689-16.5% |
| Admin fee / account holder | $2,214 | $9,754-77.3% | $8,394-73.6% | $13,398-83.5% |