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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,075 | $110,337+52.3% | $102,383+64.2% | $145,877+15.2% |
| Participation rate | 91.3% | 77.9%+13.4pp | 74.5%+16.8pp | 80.3%+11.0pp |
| Annual return | 8.60% | 24.83%-16.2pp | 24.94%-16.3pp | 551.28%-542.7pp |
| Employer contribution / active EE | $4,348 | $4,216+3.1% | $3,870+12.3% | $4,663-6.8% |
| Participant deferral / active EE | $5,583 | $5,621-0.7% | $5,060+10.3% | $6,691-16.6% |
| Admin fee / account holder | $2,214 | $9,750-77.3% | $8,391-73.6% | $13,402-83.5% |