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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,713 | $134,001-15.1% | $112,258+1.3% | $134,509-15.5% |
| Participation rate | 95.7% | 78.6%+17.1pp | 75.1%+20.6pp | 81.2%+14.4pp |
| Annual return | -5.82% | 47.15%-53.0pp | 27.47%-33.3pp | 418.13%-424.0pp |
| Employer contribution / active EE | $179 | $4,039-95.6% | $3,636-95.1% | $4,741-96.2% |
| Participant deferral / active EE | $4,983 | $5,291-5.8% | $4,728+5.4% | $6,400-22.2% |
| Admin fee / account holder | $2,510 | $7,491-66.5% | $6,411-60.8% | $11,427-78.0% |